ReachablBETA
Reachabl is a planning and thinking tool. Projections are estimates based on the rates you enter; actual returns will vary.
a thinking tool for your investments.
play "what if" scenarios with clear mapping of every rupee to your goals.
your data stays private to you in this browser.
Show me the example first
See a complete sample plan filled in and play around so you know what you're building toward before you start.
Start with my own numbers
Jump straight to the Goals tab with a blank worksheet - add your own goals, holdings, and SIPs.
Restore from a file
Have a JSON file you downloaded earlier? Upload it to bring your goals and instruments back.
ReachablBETA
Every goal, mapped to how you'll actually get there.
Reachabl is a planning and thinking tool. Projections are estimates based on the rates you enter; actual returns will vary.
Your Vitals
Four numbers that answer "am I on track" - tap one for the breakdown. Computed live from your Goals, Instruments and Loans tabs.
Your Goals
Each goal's current value and progress toward target.
Net worth over time
Snapshot your total corpus once a year to see your trajectory. Nothing here updates automatically - log it when you check in.
Status
How each goal is funded today, and what it'll take to finish on time. Tap a goal for the numbers.
Settings
Target amount and target year. The growth rate used in projections is derived automatically from the instruments mapped to each goal, on the Instruments tab.
Your Instruments & Goal Splits
How each holding's value and SIP split across your goals. Each instrument's splits can add up to at most 100%. For anything with a fixed term - PPF, SSY, an FD, a bond - add its maturity year under Expected Rate: projections stop assuming new SIP contributions and further growth past that year, instead of compounding indefinitely.
Your Loans
Outstanding balances and EMIs. These are subtracted from your instruments' total to get your real net worth, and feed the affordability check and the Loan Affordability vital on Overview. Monthly EMI is auto-calculated from balance, rate and tenure - edit it directly if your real repayment differs (e.g. after a part-prepayment).
Loan affordability
Whether there's room for a new loan on top of your goals and existing commitments. A thinking tool, not a final answer.
Portfolio composition
How your money is split, and where it's going.
Allocation by asset
Allocation by goal
Hover an asset or goal node - or a flow ribbon itself - to isolate it.
About Reachabl
Reachabl is a local-only thinking tool for goal-based investing, built around one question: how can you actually get there? Map your SIPs and holdings to your goals, see your real pace toward each one, and know exactly what it'll take to close the gap.
Everything runs in your browser - there's no account and no server.
Every goal is reachabl. Commitment gets you started, discipline keeps you moving, and a plan tells you how you're progressing.
No part of reachabl is financial advice. It is just a thinking tool to aid you in the path towards your goal.
© Reachabl